Gary, you are a smart young fellow when it comes to photography, when you retire with time on your hands, go along to your local community centre and if they do not have a photography group, start one. It will involve writing up a lesson plan on new and interesting stuff to teach or show each month for the weekly class, do a safety audit of local areas you can take the class (you will be their instructor now) ensure they all arrive safely and return uninjured (a first aid course will be advisable) Take the worst student that is always getting into trouble and make him or her, your safety officer, this will keep him or her busy and out of trouble. Supply the said food and drink groups. Trips going farther afield will require more paper-work and more preparation. Constant liaison with the Community Centre on what is happening and any news items for their Facebook or Community Centre news sheet and last but not least is the getting of students for the group to replace the ones that loose interest or are no-longer with us. You will find that you will gain a lot of fulfillment in contributing to your local community.
I was thinking of more of the cake and coffee sounds good. But we have moved out of the city, and into the country to a small town. We have not long finished building a house, hence one of the reasons my photography has ground to a halt. We have owned land out here for a while, but only just decided to build. And already I am being asked to put a class together and do some teaching by someone else who teaches, and I can see it actually happening. Time, or a lack of it is my biggest problem. Retirement seems like a distant dream at the moment. Gary